Licensed in British Columbia

Your Trusted Mortgage Team in British Columbia

Get the best mortgage rates and personalized service. We work with 50+ lenders to find you the perfect mortgage solution for your home purchase, renewal, or refinance.

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Comprehensive Mortgage Services

From first-time homebuyers to seasoned investors, we provide tailored mortgage solutions for every situation.

First-Time Homebuyers
Navigate your first home purchase with confidence. Special programs and rates available.
  • Down payment assistance
  • First-time buyer programs
  • Step-by-step guidance
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Mortgage Renewals
Don't auto-renew! We'll find you better rates and terms when your mortgage comes due.
  • Rate comparison
  • Term optimization
  • No-cost renewals
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Refinancing
Access your home's equity or consolidate debt with competitive refinancing options.
  • Debt consolidation
  • Home improvements
  • Investment opportunities
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Investment Properties
Specialized financing for real estate investors and rental property purchases.
  • Investment strategies
  • Portfolio lending
  • Commercial options
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Self-Employed Solutions
Alternative documentation programs for entrepreneurs and self-employed professionals.
  • Bank statement programs
  • Asset-based lending
  • Flexible verification
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Quick Closings
Fast-track approvals for time-sensitive purchases and competitive offers.
  • 24-48 hour approvals
  • Same-day pre-approvals
  • Priority processing
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Mortgage Payment Calculator

Get an instant estimate of your monthly mortgage payments and see how different rates and terms affect your budget.

Mortgage Details
Adjust the values below to see how they affect your monthly payment.
$200K$2M
5%50%

0.0% of home price

2%10%
Your Monthly Payment
$0

Principal & Interest

$0

Total Interest

$0

Total Payments

Payment Breakdown
Mortgage Amount:$600,000
Down Payment:$150,000
Monthly Payment:$0

* This calculation is for principal and interest only. Additional costs like property taxes, insurance, and CMHC premiums (if applicable) are not included.

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Rob Bhullar - Mortgage Broker
About Rob S. Bhullar, BSc

Lead Mortgage Expert

With over 20 years in the financial industry, I combine analytics, lending expertise, and a client-first approach to guide BC homeowners, investors, and first-time buyers through complex mortgage decisions. My focus is on clarity, speed, and securing the right solution—without the stress.

Licensed Mortgage Professional with BRX Mortgage in British Columbia
Access to 50+ lenders including major banks, credit unions, and alternative lenders
Expert in complex approvals, debt consolidation, and investor financing
BSc in Mathematics and Business Administration from Simon Fraser University
20+ years
Financial Experience
Follow me for market updates:@robbhullar

Trusted Lending Partners

We work with 50+ lenders including major banks, credit unions, and alternative lenders to find you the best rates and terms.

ScotiabankTD BankFirst NationalHome TrustRMG Mortgages

Big Banks

Competitive mortgage options backed by established financial institutions. Ideal for borrowers seeking stability, reliability, and flexible term choices from trusted nationwide lenders.

Credit Unions

Local credit unions offering competitive rates and personalized service for BC residents.

Alternative Lenders

Specialized lenders for unique situations, self-employed, and non-traditional income sources.

Private Lenders

Fast approvals and flexible terms for time-sensitive deals and complex scenarios.

Why Work With Multiple Lenders?

50+
Lending Partners

More options mean better rates and terms for you

0.25-0.75%
Average Savings

Typical rate improvement vs. going direct to bank

24hrs
Pre-Approval Time

Fast approvals when you need them most

Mortgage News & Updates

Stay informed about the latest mortgage trends, rate changes, and housing market news.

Featured Article
Bank of Canada Holds Key Interest Rate at 2.75%: What It Means for Your Mortgage
Interest Rates
June 17, 2025

Bank of Canada Holds Key Interest Rate at 2.75%: What It Means for Your Mortgage

At its June 4 meeting the Bank of Canada opted to keep the overnight rate steady at 2.75 percent. Learn why the Bank paused and what it means for homeowners and buyers.

Read Full Article
First-Time Home Buyer Incentive Changes
Government Programs
May 22, 2025

First-Time Home Buyer Incentive Changes

The federal government announced changes to the First-Time Home Buyer Incentive program, increasing the eligible home price threshold in high-cost markets.

Vancouver Housing Market Update
Market Updates
May 15, 2025

Vancouver Housing Market Update

Vancouver's housing market shows signs of stabilizing after months of price increases. Sales volume has decreased while inventory has slightly increased.

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Contact Information

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contact@bcmortgageteam.com

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Service Area

Greater Vancouver Area

Surrey, Vancouver, Burnaby, Richmond & more

Why Choose An Independent Mortgage Professional?

  • • No cost for our specialized services
  • • Access to rates banks don't advertise
  • • Pre-approvals in 24–48 hours
  • • Support throughout the entire process

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